Buy Now, Pay Later on Flipkart – With your Debit Card!

We all know about those handy EMI options on sites like Flipkart and Amazon, but they usually need a credit card. You can shop for almost any product and covert the whole amount to affordable monthly EMI’s.

But not all people do have credit cards. But you don’t have to be loose hope if you want to purchase something online but can’t pay the whole amount at once.

There is a Great news – now you might be able to buy Flipkart products using your debit card for EMI payments!

Interested? Let’s find out if you’re eligible and how to make it work.

Who can use Debit Card for Flipkart EMIs

Flipkart Debit Card EMI

Let’s be real, this offer isn’t for everyone. It only works with specific debit cards from a few selected banks. If your card fits the bill, you’re in luck!

Here are the banks currently playing nice with Flipkart’s debit card EMI system:

  • State Bank of India (SBI)
  • Axis Bank
  • HDFC Bank
  • ICICI Bank

More banks might join the party in the future, so stay tuned!

Not Sure if Your Debit Card Qualifies?

Well before heading over to Flipkart and initiating the purchase you ca actually check if your bank does allow EMI on Debit card or not.

Here’s a quick way to check:

  1. Open your phone’s messaging app.
  2. Text “DCEMI” to 57575.
  3. If your card is part of the program, you’ll get a confirmation text back. (Heads up: standard messaging rates apply)

Ready to Shop with Debit Card EMIs? Here’s How:

  1. Head over to and find that awesome product you’ve been eyeing.
  2. Hit “Buy Now” and choose the EMI payment option.
  3. Select your EMI plan, then add your debit card details.
  4. You’ll get an OTP (one-time password) via text. Enter that, and you’re golden! Your order is placed, and those EMIs will start rolling.

So the Bottom Line is

Flipkart’s debit card EMI offer is a game changer for many customers. It enables the flexibility of EMI payments without the necessity for a credit card.

This can be a major benefit, especially if you like to control your spending using a debit card.

Furthermore, it allows you to purchase those high-ticket products you’ve been admiring without straining your budget all at once.

Rahul Bodana passionately shares knowledge through tutorials on programming, investment, trading, gaming, and writing, aiming to empower others with valuable insights and how-to guides.

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